Sustainability in the Industry

Health Insurance

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Impacts, Risks and Opportunities

Sustainability in Health Insurance

Health insurance companies are increasingly concerned with sustainability, social impact and the health consequences of climate change. After all, the German healthcare system contributes around five percent of CO2 emissions in this country – more than air traffic. Health insurance companies set climate neutrality goals.

The levers range from the sustainable operation of offices and buildings to employee mobility to the digitalization of processes and the promotion of telemedicine. Transformation succeeds by actually saving emissions and not just compensating for them. It is important to ensure long-term medical care for the solidarity community and keep it affordable.
Sustainable health promotion relies on equal opportunities and fair participation. Health insurance companies support their policyholders in living healthier lives – with bonus programs and prevention offers for a healthier life, better nutrition and more exercise. Social responsibility means always targeting the entire healthcare system and promoting the common good through projects and initiatives. This is the central lever of the industry. This also includes reducing bureaucracy and complexity of the health insurance system through digitalization.

The industry includes, for example, statutory and private health insurance, supplementary or international travel health insurance.

Industry Materiality

Key Fields in the Industry

Society

Climate

Resources

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EU NACE Classification 

Industry NACE Classes

Unsure if the industry is the right one? A comparison with the EU’s granular NACE classification provides clarity.

Included NACE classes in the industry

65.11 – Life insurance

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